The answer is simple, EVERYONE who obtains medical services should consult a medical bill advocate. 

• 90% of all medical bills are inflated or padded and contain inaccurate information.
• If your uninsured you need a medical bill advocate.  Hospitals inflate or pad their charges 3000% or more depending on the hospital and may only offer a 20% discount to the uninsured.
• If you are responsible for co-insurance you're over paying.
• If you have Medicare and a supplemental policy you should have no out of pocket expenses.

• Overcharging
• Duplicate claims
• Upcoding
• Unbundling
• Incorrect diagnosis codes
• Improper procedure codes
• Bills for cancelled services or tests
• Pre-existing condition denials
• Failure to obtain pre-authorizations